Shit! I was disappointed. I was so eager to apply for that Citi Clear Card yesterday. For those who have not been reading STOMP or even Credit Card Website; Citi Clear Card is a card which allows a maximum monthly credit limit of $500 for students who are 18years old. What's more, you don't to have to have a job in order to apply for it. Unfortunately the disadvantage, the interest rate is abit high with an increae of 4% (percentage was 28%) than the standard rates.

Now, what made me even more upset is when I was half way through filling that application form via internet and came a question that requires me to click one of the check-box of my institution. I was shocked (helluva shocked, mind you) to know that ITE was not in the list of their institution. What the hell!!!

As listed, all Universities in Singpaore, Polytechnic students, Insead, LaSalle-SIA as well NAFA are eligible for the card.

If I was in NAFA, I probably can apply for it. Dammit, that I failed my audition for that darn theatre course that resulted me to this College East. Seriously, I need that S$500 credit card!!! I need to shop for fucking nuts! I need heckuva lots of things. You name it. I am not happy with what I have. I need "easy-spending" habit. PERIOD.

For some who might be asking me to write emails or send spam to Citibank, I did. I sent my email straight to their face after I was stopped by that Check-box on intitutions. I felt like, I am not part of this.

I wrote under mom's name/email:
"I understand that Citibank has launched the ClearCard for students who are 18years onwards. It was mentioned that only selected schools (Poly, NAFA and so for) are able to apply for it. Why ITE not included? I have decided to apply one for my son and I was surprised only selected institution can apply."

Their reply was:
"Thank you for your email. We wish to inform that applicants who are applying as students need to produce a student pass from one of the listed educational institutions:- NUS, NTU, SMU, Singapore Poly, Ngee Ann Poly, Temasek Poly, Nanyang Poly, Republic Poly, SIM, UNLV, INSEAD, LASALLE-SIA, NAFA. We regret that ITE is not one of the institutions accepted for application of the Citi Clear Card."

Seriously, the reply was fucking "easy-to-say" and it's getting on my nerves when people just replied me with senseless answer.

Oh shit oh! Many thought it will be great for school teens like us (I'm not part of it), to have a credit card. I mean, it is for a good course. You know what I meant and I don't think I need to elaborate further on this. On the other hand, parents are alarmed at the recent launch of a new credit card that allows young consumers to apply even if they do not earn a single cent. I simply can't understand why parents do not welcome the idea. They are such a problematic people, no??